Third-Party Financing

High-quality, holistic, and biomimetic dentistry is a meaningful investment in your overall well-being. At Dr. Paul O’Malley’s Encino practice, we want every patient to feel empowered to receive the care they need, without financial stress or pressure.

Flexible Options to Support Your Long-Term Oral Health

We proudly offer trusted third-party financing options designed to make comprehensive, biologically conscious dental treatment more accessible. Whether you’re planning a single restoration or a full-mouth rehabilitation, third-party financing allows you to move forward with confidence, clarity, and flexibility.

Why Many Patients Choose Third-Party Financing

Dental insurance often limits treatment options or fails to support the level of precision and biocompatibility that holistic and biomimetic dentistry requires. Third-party financing gives you complete freedom to choose the safest materials, the most conservative techniques, and the restorative plan that truly supports your long-term health. Benefits of third-party financing include:

Flexible monthly payment plans
Low- or no-interest options for qualified applicants
Fast approval and easy online applications
Ability to start treatment immediately
Freedom from insurance restrictions
Budget-friendly solutions for larger or staged treatment plans

A Simple, Supportive Application Process

Applying for third-party financing is quick, confidential, and designed to fit seamlessly into the planning of your treatment.

The process typically includes:

A personalized consultation to determine the recommended treatment and cost.
Review of financing options, including monthly payment estimates.
Support in submitting your application to one or more financing partners.
Approval—often within minutes—so you can begin treatment without delay.

You are never left to navigate this alone. We are here to guide you step-by-step.

Why We Favor Financing Over Insurance

Our practice is intentionally out-of-network with dental insurance plans. This allows Dr. O’Malley to provide care based on what your health requires, not what an insurance company permits. Insurance-driven dentistry often encourages reactive, drill-heavy treatment and limits access to biocompatible materials.

Third-party financing supports our central philosophy to preserve natural tooth structure using the safest, most biologically sound materials. We avoid aggressive or unnecessary procedures and provide one-patient-at-a-time, deeply attentive care, with restorations built for longevity. That way, you never have to compromise on the quality, safety, or biological compatibility of your treatment.

Start Your Treatment With Confidence

A strong, healthy, and biologically harmonious smile should never be out of reach. Contact us today to begin your restorative or preventive care on a timeline that works for you, without sacrificing the level of excellence your health deserves.

Contact our Encino office to learn more about third-party financing or to schedule your private consultation with Dr. O’Malley. We look forward to supporting you every step of the way.